Legacy Giving

Legacy Giving

Help us bring hope to future generations of families in need

Your support today makes it possible for us to reach out today to families in our communities and worldwide who need hope and a helping hand. But when you give to Habitat for Humanity of Greater Sioux Falls through your estate or long-term financial plans, you are forging your life legacy with our housing ministry and ensuring that later generations can secure decent, safe and affordable housing. Consider five popular gift methods below as you make your plans. Contact us at 605-274-6281 or email for more information.

Charitable bequest in a will or trust

A charitable bequest stipulates that a specific amount (a percentage or the remainder of your estate) be given to Habitat after your lifetime. Gifts from your estate to Habitat are exempt from estate tax.

Gifts of appreciated stock

Stock that has increased in value is one of the most popular assets used for charitable giving, once it has been held for more than one year. Making a gift of securities to us offers you the chance to further our mission, while realizing many important benefits for yourself.

Retirement fund assets

Retirement fund assets may be heavily taxed if given to an individual. However, you may designate Habitat as a beneficiary of a specific amount, a percentage or the remainder of your retirement assets. Gifts from your retirement fund to Habitat are exempt from estate tax.

Life insurance

Life insurance in the form of an old policy no longer needed by the original beneficiary or a newly created policy to benefit Habitat can be a helpful investment in our mission. Small premiums now may generate a major gift in the future, and premiums for these policies often are tax deductible. Many employers provide group life insurance as a benefit, and Habitat may be named for a portion of the proceeds.

Real estate gifts

Real estate gifts may include developed property, undeveloped property or gifts subject to a prior life interest. Prior to acceptance of real estate, Habitat will require an environmental review of the property to ensure that the property has no environmental issues that may subject Habitat to legal and financial liability.